Insurance Strategy Aligned with the Integrity of Your Work

Your clients rely on you to design and execute strategies that will protect their legacy across generations.

We partner with estate and tax attorneys like you to ensure the insurance elements of your plans are not only airtight—but accretive. We don’t just insert policies. We integrate protection with purpose.

Our work lives at the intersection of law, tax, cash flow and the unique needs of successful families. We partner with attorneys to advise on the design, implementation, and review of insurance strategies within complex estate and business planning structures.

Whether you’re helping clients structure a new gifting plan, evaluating an existing trust-owned policy, or preparing for a future liquidity event, we offer clarity, strategic alignment, and efficiency at every step.

We act as the insurance strategist on your planning team—bringing technical depth, underwriting insight, and a disciplined process to complex cases. Our goal is to help you execute with confidence, knowing the insurance design supports your legal strategy and upholds your client’s broader objectives.

When Michael and Laura Thompson needed to secure the future of their $30 million Iowa farmland portfolio, they faced serious estate tax exposure, illiquidity, and a desire to retain control. Collaborative Insurance Solutions partnered with their trusted advisory team to craft a bespoke insurance strategy that protected the land, provided $10 million in tax-free liquidity, and secured long-term care coverage—all without compromising cash flow or giving up control. This case highlights how thoughtful design and collaboration can preserve multigenerational legacies while addressing the unique complexities of illiquid, low-yield estates.